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Download the Palmcredit App to get instant and flexible loans at affordable rates.


  • Loans Interest Rate: 14% to 24%, Equivalent Monthly interest 4%~4.7%, the Annual Percentage Rate (APR) on a Palmcredit loan is 48%~56%
  • Example:If you choose a 6-month loan and borrow NGN100,000, Plamcredit charges an interest rate of 4.7% per month. Borrow NGN Interest Rate: 24% and The APR is 56%. 180 days Repayments of NGN 24,000. Total amount payment is NGN124,000
  • Loans Limit Range From NGN 2,000 to NGN 100,000
  • Loans Duration Ranging Between 91days to 180days

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