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Take control of your personal economy with OPay.


OPay empowers users and enables them to accomplish more with their money by providing smart financial services.


  • Easy and free money transfer - Send money, pay bills, and buy food, or withdraw cash from an OPay agent.
  • Pay and top up - Pay bills, buy airtime and mobile data, or top up your sports betting account.
  • Send and receive money from any bank in Nigeria - Use your phone number as a bank account to transfer money to any bank in Nigeria using PayCom.
  • OFood - Quickly pay for a delicious meal with OPay and we will deliver it right to your door. Get a taste of the variety of offers from more than 200 restaurants.
  • Become an agent - Earn a commission by helping other OPay customers pay their bills and get OPay POS for customer services at your location.

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