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This bank was built for you.


We are Nigeria's only fully digital bank. Savings with 10% interest, quick loans, virtual dollar and more.


  • Sign Up In 5 Minutes. Open an ALAT account from your phone with your BVN and phone number, no paperwork required.
  • Save Easily. Take the pressure off with a simple automated savings plan and earn 10% annual interest - three times the standard bank rate.
  • Request Instant Loans. Get a short-term loan whenever you're in a pinch, few questions asked.
  • Free Card Delivery. Pick one of three bank card designs and we'll deliver yours to you in two business days, anywhere in Nigeria, at no cost.
  • Pay In Dollars. Create a free virtual dollar card for paying online, convert naira to dollars any time.
  • Get Discounts Every Week. Save money on meals, cab rides, shopping, entertainment and more with deals from our partners.

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